There's no place like home

Shared ownership and shared ownership re-sales

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Buying a home

Our dedicated home ownership team offers a range of affordable homes to buy in various locations through the south and south west.

Shared ownership

Shared Ownership offers you the opportunity to part rent, part buy one of our new homes. You can purchase between 25% and 75% of a new home, making it a lot more affordable than buying on the open market. A smaller mortgage also means that the deposit you need will be smaller, too.

Each month you repay your mortgage on the share you’ve bought, together with a subsidised rent on the remaining share. Then, as your finances allow, you can buy more shares until you own your home outright.

You could qualify for this scheme if your household:

  • earns less than £80,000 per year
  • does not currently own a property, and
  • can afford all the costs associated with owning a home

Find out more about the steps to owning a Shared Ownership home Opens in new window.

Shared Ownership resales

This scheme is the same as shared ownership but allows you to buy a previously-owned shared ownership home rather than a new one. The opportunities it offers and the criteria it requires are the same as for a new home, as described above.