New Homes

Investor relations

Our financial position

Sovereign is one of the largest housing associations in the country, managing more than 57,000 homes across the south and south west of England and the Isle of Wight.

We have a strong business plan, and are committed to using our financial capacity to grow the business and provide new homes. To meet our aims we need a diverse range of funding which is cost-effectively structured to provide the necessary investment funds and maintain liquidity. This includes an appropriate mix of bond and bank finance, including a £150m loan facility with the European Investment Bank (EIB).

Our strategy remains one of steady growth, with investment seeking to maximise the benefits to our residents, our communities and our business. 

Our growth and financial resilience has resulted in a strong balance sheet and business plan, giving us choices in how we provide more homes for people in need.

Our ratings and assessments

 Sovereign has some of the strongest ratings in the sector.


  • Moody's rating of A2

  • Standard & Poor's rating of A+

  • Regulator for Social Housing G1 and V1

We were awarded the highest ratings possible by the Regulator for Social Housing for both governance and viability following in an In-Depth Assessment in April 2018.

Previous years accounts and reports

If you would like to view accounts and reports from previous years, these can be found on our Corporate publications page.

Annual Funders' day

We hold an annual Funder's Day in October where current and potential investors have the opportunity to meet our Executive Board and hear about our performance and future strategy.

Investor update

An investor update also took place on 20-21 November 2017. Existing or potential investors who would like a copy of the presentation may request this from philip.o’brien@sovereign.org.uk or tim.abbott@sovereign.org.uk.

Get in touch

If you want to get in touch to talk about our funding strategy, or to find out more about our annual Funders' Day, please contact Philip O'Brien, our Treasury Director.